Archive for April, 2010

No Credit Car Loans

No Credit Car Loans

Auto Source gives you superior value and instant access to Car Loans Bad Credit Car Loans Used Car Loans and Car Loan Quotes information resources products and services from a huge range of Canadas best bank and nonbank car finance specialists.

Whatever your car loan needs Auto Source can help you locate the right car loan rates and comparisons regardless of your situation

MAKING NEWS:

Helpful Information Buying a Car: Auto Loan Tips and Car Buying Tips
Learn to buy smart and save thousands by following our buying tips.

Buying a car is one of the most exciting purchases you can make. If you do a little research before your purchase you could save hundreds if not thousand of dollars. Vehicles are not a good investment. The second you drive them off the lot they lose value. By following a few of our buying tips you will be able to make a smart purchase save some money and enjoy your vehicle for years to come.

1/Do your research

It is worth your time to do a little research on the type of vehicle you are looking for. The internet makes it easy offering information through websites like Kelly Blue Book and Cars.com. You can search these websites for free information on model prices current values features and more. This will give you an advantage when shopping for your vehicle. You will know in advance what the vehicle is worth and be able to negotiate a lower price.

2/Shop online

Shopping for your auto loan online is not only convenient but auto lenders rates online are often much lower than auto loan rates at dealerships. Not only can you compare rates online but there are auto loans available for all credittypes. And you dont have to deal with salespeople.

Almost instantly after you fill out your online application you will receive your approval through email. You will then be mailed a check for a specified amount to be made out to the business or person selling the vehicle.

Should you decide not to use the check you can simply disregard it. Getting approved for your auto loan in advance can give you an advantage when negotiating your final sale price.

3/Buy used cars instead of new

As soon as you drive a new car off the lot you could be upside down. Meaning you owe more on your auto loan than the vehicle is worth. New cars drop in value immediately. You will lose money by paying interest on something that depreciates. Buying a new car is very appealing but if you buy a car just one year older you will pay much less for it. When you decide to sell it could keep you from being upside down. Also vehicles that are only a few years old will still come with new car warranties.

4/Avoid auto dealer addons

Auto Dealer addons are costly and do not add any long term value to a vehicle. Additional features such as paint protecting undercoating and alarm systems are other ways auto dealers make money.

Financing dealer addons will only add more to the balance of your auto loan but no real value to your vehicle. If possible find an independent auto accessory dealer which may offer the same services for less.

Auto Source Financial

About the writer:  Auto Source Financial is a Canadian Financial Firm that assits people with No credit or Bad Credit Obtain Vehicle Finanicng. We Specialize in New Immigrants and Foreign Student Vehicle Loans.

New Car Models For 2009

New Car Models For 2009

When it comes to buying a used car the best time of year to do so is just after people have updated to this year’s models. That way you get a car that is virtually new and has had all its little teething problems ironed out in the first year. You also get it at a drastically reduced price to what the original owners would have paid given that new cars loose a great deal of their value the minute they are driven off the forecourt.

For those looking for a used BMW I suggest you hang on a few months. BMW have released details of their 2009 model to give all those who want an update a little taster. This means that between now and the actual release date their appetite would have been whetted and you will have a whole new range of used BMW’s opened up to you.

New BMW owners will be treated to the new BMW 3 Series with 414 horsepower and V8 engine with all the performance of a race car. Available in coupe convertible or sedan models this new car has some elegantly understated styling with just a few visible quirks such as red and blue stitching on the steering wheel. To be fair though it certainly looks a beast from the outside. With its extra big wheels and bulging vented hood you just know it’s going to be a bit of an animal.

With this on the market shortly it will free up plenty of last years BMW’s to the second hand car market. Used BMW’s that are only one year old will flood the market and be available for anyone touched by the credit crunch or indeed for anyone not wishing to pay the extortionate prices of a new car.

If BMW is not your thing try an Audi. New or used Audi are renowned for their reliability comfort smooth ride and luxury status. The new Audi RS6 sedan looks pretty compact but hides a twin turbo five litre V10 engine with 580 horsepower and 479lb ft of torque. The release of this vehicle first in the US but bound to make its way across Europe and onto our streets will free up a plethora of used Audi onto the used car dealer forecourts so be ready to bag yourself a bargain if Audi is to your taste.

If you are more concerned than ever about the environment you could always opt for a Honda. Their 2009 release was recently spotted out in the desert being tested. Looking more like something from the ‘Back to the Future’ movies the Honda Civic is the latest is a line of much improved hybrids. It is expected to undercut both its own Civic Hybrid and also the Prius in the price wars so should prove popular to many. Due to hit showrooms in late 2009 Honda expect to sell 200000 of their new cars straight off. In theory this then puts 200000 used cars out on the market.

As much as we would all love a brand spanking new car reality hits home with the majority of us. There are a select group of salary owners that can really afford their own fully paid up new car. The rest of us will get by on company cars or used cars. But this isn’t such a bad thing. We get from A to B and we do it without the expense of a car that has just lost several thousands of pounds by driving one mile down the road. Picking up a used car just after the 2009 models have been released will be a wise investment for many.

About the writer:  Vehicle expert Catherine Harvey looks at how those looking for a used BMW or any other used vehicle can get a good deal by waiting for new releases.

Miss Conceptions About The 4l60e 4l80e

Miss Conceptions About The 4l60e 4l80e

1What controls the shifts in a 4L60E 4L80E and can I replace the PCM with a vacuum modulator.

The answer is the PCM is in complete control of every aspect of when and how the 4L60E shifts Line Pressure and Lockup. If the command is given barring any mechanical failure clutches Band ETC the transmission must make the shift or slip and burn itself up trying. Alternately It cannot shift before its commanded.
Lockup again is strictly a function of the PCM turning on the lockup solenoid and pulsing the PWM solenoid.

I hear a lot of people say my converter locks up sometimes and other not what wrong with it. Well If your converter locks up properly anytime. Then its more than likely a tuning issue and not a TRANSMISSION/CONVERTER issue.
On the matter of the vacuum modulator It cannot replace the PCM it only takes over the PCM ability to control line pressures. I have a lot of people ask if I do the “vac mod” will it fix my shift timing issue? The answer is no.

2Shifts become softer or slipping after a converter install.

No in fact the shifts remain the same as before the converter install. They feel softer because of the converters shift extension/looseness. The transmission it self is doing exactly the same as it did before the converter. Now It can be advantageous to firm the shifts up since more torque is being transferred though the trans at WOT.

3Increasing line pressure in tuning is a good way to firm up shifts.

Well it will firm the shifts but at a price of more strain on the hard parts and greater load on the pump. A common failure for instance to raising the line excessively can be the failure of the input drum at the 34 clutch snap ring or even pump failure due to the extra stress. There is even the possibility of having so much line that there are enough cross leaks to partially apply clutches or bands when they should not be on. In my opinion the proper way to improve shift quality is to install and shift kit. I have no preference to type since all I have seen with only minor variations accomplish the goal not so much by raising line but by increasing the rate or volume of fluid being supplied to the clutch in a given time.

4Synthetic fluid will make your transmission slip.

I will likely get some flack on this one but this has not been my experience at least not with fluids that meet or exceed the requirements for that particular application. What this means is the product regardless of type or brand must meet the minimum requirements it specifies. For instance if it says meets or exceeds dexron/mercron requirements then it must perform equal to or better than the specifications of that fluid. Now dont think I mean that everyone should go buy synthetic because personally I think its overpriced for what you get. The only real advantage I have seen is the ability to with stand heat better than petroleum based products. However if you have adequate cooling this should not be and issue anyway IMO use the fluid you like or what your converter or trans manufacturer requires. We have no requirement here.

5 TRANS Fluid can get to cold and gel at subzero temps.

No it cant at least not at any temperature where people can live. Think of it this way if it could then in Canada or Alaska the fluid would be gel in the pan in the morning on start up and would wipe the pump out immediately. I have poured fluid from a bottle at 5 degrees and while its just a little thicker its certainly not gel. Transmission fluid is made to have a very stable viscosity at all temperatures. I am sure like all liquids there is a temp where this could occur but none I have seen.

6Allowing a transmission to set either in or out of the car for extended periods months/years can result in failure.

Yes actually it can. As the transmission sets for long periods of time fluid will slowly run down and away from the clutches and hard parts. The seals can even dry rot similar to the way tires do and more in damp climates moisture can enter and cause rust on hard parts and even under the lining of the friction materials and cause them to separate. I have heard the It worked great when I took it out 2 years ago story and its likely a true statement only to hear later that someone put it back in and it died in days or weeks or slipped or other wise acted up from sticky valves. My suggestion for storing a transmission for any length of time is to plug all the holes and fill till the fluid begins coming out of the overflow tube. Then cap this to as that will insure all parts are submerged in fluid. You will just need to drain before restarting after storage. This may help avoid some post I see with transmission complaints after taking a car out of storage that has been setting all winter.

About the writer:  For more information on 4L60Eand4L80ETransmission please visit http://www.performabuilt.com/